distinctive lending expertise. distinctive personal service.

We are an experienced team of lending professionals who aim to educate and guide our clients towards a secure financial future.

Distinctive Finance

Our Services

Home Loans

Whether you’re a first home buyer, upgrader, renovator or property investor, we can guide you through the process of finding the right loan for you… More

Investment Loans

Considering an investment property or loan? While you may be familiar with the mortgage process, there are other important factors you will need to consider… More

Mortgage Refinancing

If change is afoot, it might be time to search for a home loan that is more suited to your current needs. We can help you compare the various options available to you… More

Commercial Loans

With a thorough understanding of your business objectives, we can work with you to select and structure an efficient funding option to drive success… More

Car Finance

Avoid the common pitfalls of purchasing a new vehicle. Let us help you choose the right finance option that better suits your needs.. More

Debt Consolidation

Want to simplify your banking? We help you combine all of your existing loans and debts into one manageable loan to ensure you have a clearer picture of your future … More

Testimonials

Distinctive Finance place picture
5.0
Based on 81 reviews
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Tom Bainbridge profile picture
Tom Bainbridge
02:37 24 May 25
Leighton and his team provided excellent mortgage advice and made the process very easy for us. Highly recommended!
Geoff Nix profile picture
Geoff Nix
06:56 21 May 25
Mitchell Lobb has been, from start to finish, highly professional, capable and understanding. Not only did he secure our (somewhat tricky rural housing build) loan, but he's found a great rate for us that will save us a ton going forward. Can't recommend him highly enough. Thanks again Mitch.
Damian Doan profile picture
Damian Doan
01:12 14 May 25
Leighton is an awesome broker, helped us with multiple loans and refinances. Would recommend.
Nick O'Connor profile picture
Nick O'Connor
21:26 29 Apr 25
For the second time, we have enjoyed a smooth and efficient processing of our loan application. Mitchell and his team have also successfully solved much larger financing problems for a friend, and I don't hesitate to recommend Distinctive Finance generally to the public.
Tony Munguia profile picture
Tony Munguia
00:55 17 Apr 25
Leighton from Distinctive Finance has been our go-to broker for the past 6 years. He has at all times demonstrated professionalism and a depth in understanding of his industry. This has assisted us, and our family members, to always get the best suited loans to meet our financial needs. We highly recommend his services!
Uzhanicek profile picture
Uzhanicek
05:45 08 Aug 24
I recently had the pleasure of working with Mark Cranwell to purchase my new home, and I couldn't be happier with the experience. He is professional, knowledgeable, extremely helpful
and attentive.

I highly recommend him to anyone in need of a reliable and knowledgeable broker.
Armand Jacobs profile picture
Armand Jacobs
05:16 07 Jun 24
Extremely Satisfied with Mitchell Lobb. I never had a single doubt that he had my best interests at heart. He made the entire process of a loan refinance extremely easy. Safe to say I will never be using another mortgage broker and he has a customer for life. I will definitely be recommending him to all of my business partners, family members and friends.
Sarah Gilmour profile picture
Sarah Gilmour
01:23 05 Jun 24
I would highly recommend Distinctive Finance. Mitchell was extremely efficient, had great communication and gave us a quick turn around. He always let us know where things were at and was great at giving assistance when we needed it. Definitely 5 stars.
Rach L profile picture
Rach L
08:18 18 Mar 24
Mitch at Distinctive Finance is an absolute gem. He has helped me sift through financials for dozens of potential properties, quickly assessing my situations and various proposals.

He is fast, effient and creative! I highly recommend him and most importantly I trust in his advice.

From, a serial non-reviewer
Ross Family profile picture
Ross Family
07:07 15 Mar 24
As expats living overseas wanting to purchase our first home in Sydney, we worked with Mark Cranwell at Distinctive Finance for our loan. Mark not only has deep experience with overseas borrowers, he also has expertise in loans where the borrower’s compensation largely relies on RSUs/shares over salary (like many tech workers). We spoke to half-dozen other brokers and they had little understanding of how to navigate this comp structure with the banks. Mark was thoughtful, proactive, comprehensive, and transparent with his advice. He secured the loan amount we were targeting — effectively allowing us to be treated as residents with standard comp. We have recommended Mark to our expat network and very happy to recommend Mark here too. — Bernard and Abigail
Mark Hunt profile picture
Mark Hunt
02:57 15 Mar 24
Leighton provided a fantastic service and took all the hassle out of our initial mortgage arrangements and then two years later the remortgaging, excellent service, quick and reliable. Will use Leighton and Distinctive Finance again for sure
lloyd shepherd profile picture
lloyd shepherd
03:16 12 Mar 24
Highly recommend the services of Distinctive Finance, they have assisted me and my family with a new home loan and further assistance with our other investments.
James Marshall profile picture
James Marshall
22:53 11 Mar 24
Once I made my decision to explore my options, Leighton was very helpful and professional every step of the way. He kept me informed when moving my mortgage for a better rate and guided me through the process so everything was clear. I highly recommend Leighton form Distinctive Finance to look at your options f you are unhappy with your current bank or lender!
Jill Adams profile picture
Jill Adams
04:42 08 Mar 24
Leighton was fantastic in helping us organise our home loan. He was able to negotiate very competitive rates and patiently answers our endless questions. We highly recommend his services.
Jason Mak profile picture
Jason Mak
22:46 06 Mar 24
We recently used Distinctive Finance to secure both a home and business loan. We have used other brokers before but this was by far our best experience.I felt like we were not rushed or under any pressure. They gave good honest advice and secured us a fantastic deal on both counts. Leighton made himself available whenever we needed him and was there to advocate for us when we dealt with the lender. He was also pretty patient as I'm hopeless when it comes to finance, and needed plenty of education!
Kate G profile picture
Kate G
05:27 04 Mar 24
Leighton was recommended to my husband and myself to help us with our mortgage and we cannot be more grateful to him for helping us.
Leighton answered all our questions and walked us through the entire process in such a manner that we felt very confident that he was going above and beyond for us.
We couldn’t recommend him enough.
April Senescall profile picture
April Senescall
11:16 12 Apr 22
Christian and the team at Distinctive helped us to purchase our home and our first commercial property. Christian has contacts in all of the right places and worked tirelessly to ensure that the transactions were smooth and seamless from start to finish. We highly recommend Distinctive Finance.
Dean Krzemien profile picture
Dean Krzemien
04:29 18 Jul 21
Leighton and the team made the whole process very easy and stress-free. Can't recommend them highly enough!
Brent Waters profile picture
Brent Waters
06:17 17 Jul 21
Christian was FANTASTIC. He got its great rates, he adapted quickly to a change of instructions, and he got it all done within a tight timeframe. Highly recommended.
Raymond Nasso profile picture
Raymond Nasso
01:36 14 Jul 21
Great and easy to deal with so much more personal and professional than the banking system . Highly recommend Distinctive Fiance.
Joel Brydon profile picture
Joel Brydon
21:25 12 May 21
Outstanding service from Mitchell and the team. Felt supported right through mortgage process and on your side to land the best deal. Highly recommend!

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