Privacy Policy

Our commitment

At Distinctive Finance, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What information do we collect and how do we use it?

We will ask you for personal information when we assist you with your finance. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?

If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.

How do we hold and protect your information?

We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements

We hold the information we collect from you in a secure paperless central database.

We ensure that your information is safe by restricting to access to our central database and information. All computer-based information is protected through the use of access passwords on each computer. Data is backed up each evening and stored securely in our central database via secure cloud based software. In the event that you cease to be a client of Distinctive Finance, any personal or sensitive information that we hold about you will be maintained in a secured premises for a period of 7 years in compliance with legislative and professional requirements. After this period, the information will be destroyed securely.

Will we disclose the information we collect to anyone?

We do not sell, trade, or rent your personal information to others.

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.

We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

How can you check, update or change the information we are holding?

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to Distinctive Finance c/o Privacy Officer, 3 Spring Street, Sydney NSW 2000.

We do not charge for receiving a request for access to personal information or for complying with a correction request. Furthermore, we will not charge a fee to access this information. However, a fee may apply for any costs incurred such as photocopying, administration and postage costs.

Your consent

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Tell us what you think

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Leighton Packer, 02 8249 4527 or Leighton@distinctivefinance.com.au.

Complaints

Internal Dispute Resolution

If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it. You may also contact us by email addressed to; The Complaints Officer: Leighton Packer 02 8249 4527 or Leighton@distinctivefinance.com.au, please make sure you include as much information as you can.

You should explain the details of your complaint as clearly as you can. You must do this in writing. When we receive a complaint, we will attempt to resolve it promptly.

Contacting Distinctive Finance

You can contact Distinctive Finance by:

Calling 02 8249 4527 9am – 5pm Monday to Friday;

Visiting our website at www.distinctivefinance.com.au

Writing to us at: Distinctive Finance Pty Ltd

Sending us an e-mail at enquiry@distinctivefinance.com.au